OVERPAYMENT CALCULATOR
See exactly how much interest you save and how early you become debt-free. Compare scenarios, view your full amortization schedule, and find the best overpayment strategy.
Your Mortgage
Quick Scenario Picks
Your Overpayment Impact
Interest Saved
Years Early
Months Early
New Payoff
Without Overpayment
Total interest:
With Overpayment
Total interest:
Monthly Payment
Standard
With Overpayment
Extra Per Month
Amortization Schedule (accelerated payoff)
| Year | Start Balance | Payment | Extra/Year | Interest | Principal | End Balance |
|---|
Values rounded to nearest whole unit. Schedule shows accelerated payoff with extra payments applied.
Frequently Asked Questions
Laufzeit oder Rate?
Einmal oder monatlich?
Gebühren?
Kostenlos?
How to Use
Daten eingeben
Geben Sie Ihre Werte ein.
Ergebnis sehen
Score und Tabelle sofort sehen.
Vergleichen
Szenarien wechseln und wählen.
How to Calculate
Über Hypotheken-Sondertilgungs-Rechner
Hypotheken-Sondertilgungs-Rechner ist ein kostenloses Tool für mortgage overpayment calculator. Präzise Ergebnisse direkt im Browser.
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Methodology & feedback
Figures run locally in your browser from the values you enter (page updated ). Estimates are educational only — verify finance, tax and health decisions with a qualified professional (see Disclaimer). Spotted an error? Report it via contact and we correct with a new update date.