Mortgage Planner

LOAN AFFORDABILITY CALCULATOR

Full-featured analysis with PMI, rate comparison, tax deductions, equity projections, and advanced amortization.

Private by design No signup · Free

Your Finances

Affordability Scenarios

Conservative (28%) $0 $0/mo

Moderate (36%) $0 $0/mo

Aggressive (43%) $0 $0/mo

Affordability Report

Estimates for education only — not financial, tax, or investment advice. Verify with a qualified professional. Disclaimer

Max Loan Amount $0

Max Home Price $0

Down Payment 0%

Total Monthly Cost $0

Total Interest Paid $0

Total Cost of Loan $0

Monthly Payment Breakdown +PMI

Ins

Principal Interest Tax Insurance HOA

DTI Ratio

0%Excellent50%+

Mortgage Interest Tax Deduction Estimator

Year-1 Interest$0

Year-1 Tax Saved (24%)$0

5-Year Interest$0

5-Year Tax Saved$0

Equity & Net Worth Projection

Year-1 Equity$0

Year-5 Equity$0

Year-10 Equity$0

Year-15 Equity$0

Total Payments (Year 5)$0

Total Payments (Year 10)$0

Full Amortization Schedule (Year by Year)

Year	Payment	Principal	Interest	Balance

Frequently Asked Questions

¿Qué hace Calculadora Préstamo Asequible?

Hace cuánto pedir según ingresos y deudas, rango seguro en tu navegador con resultado al instante.

¿Cómo se usa?

Pon tus datos de cuánto pedir según ingresos y deudas y compara escenarios.

¿Privado?

Sí, todo local.

¿Gratis?

Sí, gratis e ilimitado.

How to Use

Pon tus datos

Escribe tus datos.

Mira el resultado

Puntuación al instante.

Compara

Cambia y elige.

How to Calculate

El resultado sale de tus entradas al instante.

Sobre Calculadora Préstamo Asequible

Calculadora Préstamo Asequible es gratis para loan affordability calculator: cuánto pedir según ingresos y deudas, rango seguro.

LSI: precisión, velocidad, privacidad. Educativa.

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Methodology & feedback

Figures run locally in your browser from the values you enter (page updated 2026-10-02). Estimates are educational only — verify finance, tax and health decisions with a qualified professional (see Disclaimer). Spotted an error? Report it via contact and we correct with a new update date.

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