Savings Account COMPARISON
Multi-currency advanced comparison with escalation, goal progress, compound comparison, CSV export & more.
Currency
Accounts
What-If
Quick scenariosHistory
Add at least 2 accounts and click Calculate
Rankings
| # | Account | Balance | Interest | Fees | Net APY |
|---|
Balance Comparison
Goal Progress
Fee Impact
Growth Over Time
Year-by-Year
| Year | Account | Start | Deposits | Interest | Fees | End |
|---|
Compound Frequency Comparison
See how different compounding frequencies affect growth for the top account
Tax & Inflation Impact
Scenario Comparison
Same accounts, different environments
Smart Insights
Key takeaways from your comparison
Frequently Asked Questions
How do I compare savings accounts?
What currencies are supported?
What is contribution escalation?
What are the what-if scenarios?
How does the compound frequency comparison work?
Is my data stored on your server?
How to Use
Select Currency
Choose your preferred currency from the dropdown. All amounts will be displayed in that currency.
Enter Account Details
Fill in the name, APY, monthly fee, minimum balance, initial deposit, monthly contribution, compounding frequency, and optional goal amount for each account (up to 3).
Set Parameters
Adjust the time horizon (1-30 years), tax rate, inflation rate, and contribution escalation percentage as needed.
Run What-If Scenarios
Click any scenario button to instantly see how rate changes, fee changes, or market conditions affect your comparison.
Review Results
Explore the Overview tab for rankings and goal progress, Growth for year-by-year data and charts, Tax & Inflation for real returns, Scenarios for comparison, and Insights for smart takeaways.
How to Calculate
Each account's balance is projected month-by-month using the formula: balance = balance + deposits - fees + compound_interest. Interest compounds at the selected frequency (daily, monthly, quarterly, or yearly). Contribution escalation applies a yearly percentage increase to monthly deposits. Tax and inflation adjustments are applied to the final results for real-return calculations.
About the Savings Account Comparison Calculator
The Savings Account Comparison Calculator helps you compare up to 3 savings accounts side-by-side. It accounts for APY, monthly fees, minimum balances, initial deposits, monthly contributions, compounding frequency, and goal amounts.
Advanced features include multi-currency support (15 currencies), contribution escalation, goal progress bars, compound frequency comparison, 8 what-if scenarios, tax & inflation adjusted returns, and CSV export. All calculations run entirely in your browser — no server round-trips, no data storage, complete privacy.